A payday loan sounds like such a good idea at the time. You've got an expense you weren't expecting. It's only a week until you get your salary. Why not take out a short term payday loan?
But before you sign those papers or click the "Apply" button online, beware. What you don't know about payday loans can cause you a lot of grief.
First of all, stop and consider your financial situation. Often, the very fact that you need a payday loan suggests that you are already in some kind of financial difficulty. If the money you're bringing in doesn't cover your expenses, leaving you regularly short on mortgage, rent and utilities, a payday loan will not help in the long run. Instead, consider getting some financial counseling.